SHORT TERM CARE PLAN
In response to the numerous queries from our distribution channels, KAISER INTERNATIONAL HEALTH GROUP - the first name in healthcare is making available the most responsive immediate health care program in the market THE KAISER HEALTHCARD.
Why Choose us
Our Five-Point HealthCard Program
PreventiVe health Care
Prevention is always better that the cure, we provide annual physical check-ups to ensure wellness.
In patient Care
Wide array of In patient Care
Out Patient Care
All year-round medical care
Dental care
The member shall be entitled to dental services administered by an accredited service provider.
EMERGENCY CARE
During an emergency case, a member who is in a critical condition caused by an illness or injury, the member can avail all emergency care.
AFFORDABLE PRICING
Our Prices are affordable and competitive.
Our Five-Point Health Card Program
Preventive Care
Prevention is always better that the cure, we provide annual physical check-ups to ensure wellness.
For In-Patient and Emergency Care - Automatic admission using a revolutionary swipe card / QR technology.
Package of Annual Physical Examination (APE) at Kaiser Designated Clinics:
- Complete Blood Count
- Urinalysis (Urine examination)
- Fecalysis (Stool examination)
- Chest X-Ray
- Electrocardiogram (Adults age 40 and above, or if prescribed)
- Pap Smear (Women age40 and above, or if prescribed)
Prevention Healthcare:
- EXERCISE
- DIET AND NUTRITION
- NOT SMOKING
- ALCOHOL MODERATION
- WEIGHT OR FAT CONTROL
- PROFESSIONAL PREVENTION
- AVOIDING INJURY
IN PATIENT CARE
These are some of the in patient care that you can avail as a member
First Sets
- No deposit upon admission (for surgical cases, please contact Kaiser)
- Room and board according to plan benefit
- Operating Room and Recovery Room
- Administered medicines
- X-Ray and laboratory examinations
- Services of Kaiser Specialists like anesthesiologists, internists, surgeons, etc.
Second Set
- Services and medications for general/spinal anesthesia or other forms of anesthesia necessary for a surgical procedure
- Intravenous fluids and transfusion of fresh whole flood
- Modern therapeutic modalities and interventional surgical procedures such as, but not limited to laparoscopic surgery and lithotripsy, are covered up to Php20,000 each per year subject to pre-existing conditions coverage
- ICU confinements, dialysis, chemotherapy, and radiotherapy subject to the maximum limit and pre-existing condition coverage
Third Set
Complex diagnostic procedures shall be covered up to Php5,000 each per member per year subject to the pre-existing conditions coverage (Inclusive of room and board, operating room charges, professional fees and other incidental expenses relative to the procedure):
- Angiography (e.g. coronary, cerebral, retinal, pulmonary, GI, etc.)
- Pulmonary perfusion scan
- Tests involving use of Nuclear Technologies
- 24-Hour Holter Monitory, 2-D Echo and Doppler
- Treadmill Stress Test
- Bone densitometry scan (Dexascan)
- Plasma/Urinary Cortisol, Plasma Aldosterone, etc.
- Mammography (Breast cancer) and Sonomammogram
- Laboratory/ancillary services for conditions whose pathogenesis or subsequent clinical Improvement not yet fully established in Medical Science
- New modalities and/or diagnostic and treatment procedures for conditions with established etiologist and its use is only as alternative to the conventional methods
- Genetic/Immunologic studies
- All other items related to the management of the case (Partial listing only)
OUT PATIENT CARE
All year-round medical care
In the event that the assured member suffers illness or injury not requiring confinement in a hospital, Kaiser shall provide:
- Referral to specialists
- Regular consultations and treatment (except prescribed medicines)
- Laboratory and X-Ray examinations
- Treatment of minor injuries and surgery not requiring confinement
- Eye, ear, nose and throat treatment
DENTAL CARE
The member shall be entitled to dental services administered by an accredited service provider. The dental benefits shall cover the following services:
- Consultation and Dental Examinations
- Dental Nutrition and Dietary Counselling
- Dental Health Education
- Restorative and Prosthodontic Treatment
- Simple tooth extractions
- Temporary filling-unlimited (as needed)
- Annual prophylaxis (mild cases only)
- Simple tooth Adjustment of Dentures
- Recementation of loose crowns, in-lays and on-lays
EMERGENCY CARE
Designated Hospitals
During an emergency case, a member who is in a critical condition caused by an illness or injury, the following benefits are:
- Physician's services
- Medicines utilized during treatment or for immediate relief
- Casts, dressing and sutures
- Oxygen and intravenous fluids
- X-Ray, laboratory and other diagnostic examinations directly related to the emergency management of the patient
Non-Designated Hospitals
- KAISER will reimburse 80% of the total hospital bills inclusive of professional fees based on KAISER Accredited Units (KAU) but exceed Php5,000
- KAISER shall only pay the said amount (80% but not to exceed Php5,000) when it is verified that the use of a KAISER non-designated provider would entail a delay resulting in death, serious disability and significant jeopardy to the member's condition or the choice of hospital was beyond the control of the member or member's family
- The member is required to submit all billings relative to such admission to the Kaiser office for the reimbursement of compensable expenditures within a period of 15 days form the date of discharge
